Broker Check

Advisors

At our firm, we have the client—and only the client—in mind.

Our reasons for becoming financial professionals are deeply personal. We repeatedly saw many friends and family struggling to find the help they needed to map out their financial future. We are confident that with our understanding of personal finance, coupled with our training as financial professionals, we can help people better prepare for the future. After years in the business, we have developed a reputation for educating individuals in an easy-to-understand manner so they can grasp personal finance and use those concepts to pursue their financial objectives. We feel a commitment to our community.

At our firm, we have the client—and only the client—in mind.

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

David H. Goldpenny, CRPC®, LUTCF®

CFS Financial Advisor

716-434-2290 ext 3048

david.goldpenny@cusonet.com

With over 25 years of experience in retirement, investment, and financial planning, David H. Goldpenny is an experienced partner and knowledgeable advisor who takes the time to understand your family’s unique financial needs and goals. David is a graduate of Buffalo State College, earning his bachelor’s degree in business studies. In addition, he is a Chartered Retirement Planning Counselor (CRPC) and has received his Life Underwriting Training Council Fellow (LUTCF) designation. David also has earned his Series 6, 63, 7, 26, 9, and 10 licenses.

Specializing in:

  • 401(K) Pension Rollovers
  • Retirement Planning
  • Education Funding
  • Mutual Funds Life
  • Insurance
  • Long-term Care Insurance
  • Wealth Management

David is passionate about seeing his clients thrive toward financial stability and leading a life of abundance through tailored financial plans. An avid marathon runner, David enjoys traveling and spending time with his family and friends

Kevin Kopec

Financial Advisor

716.434.6367

kkopec@cusonet.com

With almost 15 years of experience in retirement, investment, banking, and financial planning, Kevin Kopec is an experienced partner and knowledgeable advisor who takes the time to understand your family’s unique financial needs and goals. Kevin is a graduate of Niagara University, earning his bachelor’s degree accounting. In addition, he served in the US Army and NYS Army National Guard. Kevin also has earned his Series 6, 63, 7, and 66 Licenses.

Kevin is passionate about seeing his clients achieve their financial goals. An avid golfer, Kevin enjoys traveling and spending time with his family and friends.

Client Centered

Client Centered

Whether you are investing to build wealth, protect your family, or preserve your assets, our personalized service focuses your needs, wants, and long-term goals.

Our team of professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. We look forward to working with you.